arizona dui and insurance

How A DUI Can Affect Your Insurance Premium

(Last Updated On: October 23, 2018)

If you are charged with driving under the influence, chances are your insurance premium will be affected.

How clean (or not clean) your driving record is can play a big role in determining what you pay for car insurance. Your driving record will show any kind of marks on your driving record, especially a DUI. Usually when you apply to purchase car insurance, the company will usually request copies of your driving record, which will be reviewed, and they will certainly see a DUI conviction on there. The same applies for if you are renewing your insurance policy. They will again review your record, which will show any marks against you.

Having a DUI on your driving record may result in insurance companies seeing you as a higher risk driver. When insurance companies review your driving history and see that you have points on your record because of a DUI, they may charge you more for your monthly rates.

Some car insurance companies may not even insure those who have a DUI on their record.

After a DUI conviction, the state in which you were charged will likely request that you file an SR-22 form, which is a statement of financial responsibility. This document shows proof tat you can afford the insurance the your state of residence requires you to have when you own a vehicle. Usually, this form must be filed before you can start driving again.

In some cases, insurance companies will file this form on your behalf, some of them charging a small fee for this service.

To learn more about how a DUI charge can impact your finances and car insurance, contact a Tucson DUI attorney at Thrush Law Group. We will help maintain your rights in any DUI charge in Arizona. Visit us at for more information and a free consultation.

Posted in Arizona DUI Law.


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